{"id":121,"date":"2012-01-11T15:49:55","date_gmt":"2012-01-11T20:49:55","guid":{"rendered":"http:\/\/www.cashflownavigator.com\/blog\/?p=121"},"modified":"2012-02-28T02:02:59","modified_gmt":"2012-02-28T07:02:59","slug":"spotlight-on-the-financial-life-cycle","status":"publish","type":"post","link":"https:\/\/www.cashflownavigator.com\/blog\/2012\/01\/spotlight-on-the-financial-life-cycle\/","title":{"rendered":"Spotlight On: The Financial Life Cycle"},"content":{"rendered":"<p><a href=\"https:\/\/www.cashflownavigator.com\/blog\/wp-content\/uploads\/2012\/01\/00000431.png\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-full wp-image-124\" title=\"00000431\" src=\"https:\/\/www.cashflownavigator.com\/blog\/wp-content\/uploads\/2012\/01\/00000431.png\" alt=\"\" width=\"176\" height=\"69\" \/><\/a><\/p>\n<div>\n<h4>How Our Approach is Different:\u00a0 We Add Cash Flow<\/h4>\n<p>Most financial planning resources focus on net worth \u2013 your assets and liabilities \u2013 to measure your finances and define goals.\u00a0 In fact, net worth is a critical measure.\u00a0 But we add a measure for <em>financial independence<\/em> to the mix.\u00a0 After all, that\u2019s your ultimate goal, right?\u00a0 You can have substantial net worth but if it doesn\u2019t generate a sufficient monthly income stream to cover your living expenses (and debt, if you have any) then you aren\u2019t financially independent.\u00a0 That is, you\u2019ll have to supplement the income from your net worth assets with salary income.<!--more--><\/p>\n<p><a href=\"https:\/\/www.cashflownavigator.com\/blog\/wp-content\/uploads\/2012\/01\/FinancialLifeCycleImage1.png\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-127\" title=\"FinancialLifeCycleImage\" src=\"https:\/\/www.cashflownavigator.com\/blog\/wp-content\/uploads\/2012\/01\/FinancialLifeCycleImage1.png\" alt=\"\" width=\"577\" height=\"41\" srcset=\"https:\/\/www.cashflownavigator.com\/blog\/wp-content\/uploads\/2012\/01\/FinancialLifeCycleImage1.png 858w, https:\/\/www.cashflownavigator.com\/blog\/wp-content\/uploads\/2012\/01\/FinancialLifeCycleImage1-300x22.png 300w\" sizes=\"auto, (max-width: 577px) 100vw, 577px\" \/><\/a><\/p>\n<p>So in addition to the first 4 stages of the financial life cycle illustrated above \u2013 which are primarily defined by assets and liabilities \u2013 we add the Partial and Complete Financial Independence stages.\u00a0 These last two stages are defined by your Cash Flow.<\/p>\n<p>For more information about the Cashflownavigator\u2122 Financial Life Cycle, and strategies to help you move more quickly through each stage, read our free e-booklet \u201cWealth Is Good, Cash Flow Is Better.\u201d<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>How Our Approach is Different:\u00a0 We Add Cash Flow Most financial planning resources focus on net worth \u2013 your assets and liabilities \u2013 to measure your finances and define goals.\u00a0 In fact, net worth is a critical measure.\u00a0 But we add a measure for financial independence to the mix.\u00a0 After all, that\u2019s your ultimate goal, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20,16,3,21],"tags":[31,27,24,35,30,32,25,23,22,29,28,26,34,33],"class_list":["post-121","post","type-post","status-publish","format-standard","hentry","category-debt-reduction","category-financial-life-cycle","category-financial-planning","category-wealth-accumulation","tag-asset-accumulation-2","tag-assets-2","tag-cash-flow-2","tag-complete-financial-independence","tag-debt-accumulation-2","tag-debt-reduction-2","tag-financial-independence-2","tag-financial-life-cycle-2","tag-financial-planning-2","tag-income","tag-liabilities-2","tag-net-worth-2","tag-partial-financial-indepenence","tag-wealth-accumulation-2"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.cashflownavigator.com\/blog\/wp-json\/wp\/v2\/posts\/121","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cashflownavigator.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cashflownavigator.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cashflownavigator.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cashflownavigator.com\/blog\/wp-json\/wp\/v2\/comments?post=121"}],"version-history":[{"count":16,"href":"https:\/\/www.cashflownavigator.com\/blog\/wp-json\/wp\/v2\/posts\/121\/revisions"}],"predecessor-version":[{"id":140,"href":"https:\/\/www.cashflownavigator.com\/blog\/wp-json\/wp\/v2\/posts\/121\/revisions\/140"}],"wp:attachment":[{"href":"https:\/\/www.cashflownavigator.com\/blog\/wp-json\/wp\/v2\/media?parent=121"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cashflownavigator.com\/blog\/wp-json\/wp\/v2\/categories?post=121"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cashflownavigator.com\/blog\/wp-json\/wp\/v2\/tags?post=121"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}