{"id":427,"date":"2012-08-07T14:59:04","date_gmt":"2012-08-07T18:59:04","guid":{"rendered":"https:\/\/www.cashflownavigator.com\/blog\/?p=427"},"modified":"2013-07-02T21:01:13","modified_gmt":"2013-07-03T01:01:13","slug":"cashflownavigator-newsletter-may-22-2012","status":"publish","type":"post","link":"https:\/\/www.cashflownavigator.com\/blog\/2012\/08\/cashflownavigator-newsletter-may-22-2012\/","title":{"rendered":"Cashflownavigator Newsletter- May 22, 2012"},"content":{"rendered":"<table width=\"600\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td bgcolor=\"#ffffff\">\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td valign=\"top\" bgcolor=\"#ffffff\">\n<div>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td>\n<p style=\"text-align: center;\">We are looking for honest feedback<strong>! Enter our &#8220;How Are We Doing?&#8221; survey sweepstakes to win a Kindle or Amazon.com Gift Card!<\/strong><\/p>\n<p style=\"text-align: center;\">To be eligible to win one of our three great prizes, please make sure you \u201cLike\u201d us on Facebook and are also a registered member of Cashflownavigator. The deadline for completed surveys is June 15th, so please make sure to register by then. Head on over to our\u00a0<a href=\"http:\/\/click.icptrack.com\/icp\/relay.php?r=9355173&amp;msgid=136975&amp;act=81HL&amp;c=1086502&amp;destination=http%3A%2F%2Fwww.facebook.com%2Fcashflownavigator\" target=\"_blank\">Facebook<\/a>\u00a0page to enter. Good luck to all!<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div>\n<table width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td>\n<p style=\"text-align: center;\"><span style=\"text-decoration: underline;\">In This Issue:<\/span><\/p>\n<p style=\"text-align: center;\"><strong>CASHFLOWNAVIGATOR BLOG:<\/strong><strong>\u00a0<\/strong>Ideas to Help Our Youth Get a Strong Financial Head Start<\/p>\n<p style=\"text-align: center;\">Part 1: Outrun the Debt\u00a0 \u00a0<em>or<\/em>\u00a0\u00a0 Don\u2019t Be A Pickle!<\/p>\n<p style=\"text-align: center;\"><strong>SPOTLIGHT ON:\u00a0<\/strong>New Cashflownavigator Features!<\/p>\n<p style=\"text-align: center;\"><strong>CASHFLOWNAVIGATOR BLOG:\u00a0<\/strong>For Guidance on Your Retirement Account Strategy, Consider Einstein&#8217;s Theory &#8211; Compounding Compound Interest<\/p>\n<p style=\"text-align: center;\"><strong>CASHFLOWNAVIGATOR BLOG:\u00a0<\/strong>Cash Flow is Better, But Wealth is Still Good<\/p>\n<p style=\"text-align: center;\"><strong>GUEST BLOG:\u00a0<\/strong>Is Debt Snowball the Best Way to Pay Off Debt?<\/p>\n<p style=\"text-align: center;\">By Ryan Guina at CashMoneyLife<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td><strong>CASHFLOWNAVIGATOR BLOG:\u00a0<\/strong>Ideas to Help Our Youth Get a Strong Financial Head StartPart 1: Outrun the Debt\u00a0 \u00a0<em>or<\/em>\u00a0\u00a0 Don\u2019t Be A Pickle!<img loading=\"lazy\" decoding=\"async\" alt=\"\" src=\"http:\/\/staticapp.icpsc.com\/icp\/loadimage.php\/mogile\/1086502\/d3380e808c10d928782dc18d20706836\/image\/jpeg\" width=\"154\" height=\"91\" align=\"left\" \/><\/p>\n<p>In an earlier article I quoted James Taylor, but since the topic here is youth let\u2019s borrow a line from James\u2019s younger brother Livingston:\u00a0 \u201cI could barely hobble when I needed to run.\u201d\u00a0 What does that have to do with America\u2019s youth getting ahead?\u00a0 Well, when it comes to their finances, hobbling is what most of our children find themselves doing as they enter adulthood, mostly due to high levels of debt.\u00a0 But it doesn\u2019t have to be that way.\u00a0 It\u2019s still possible for them to move through the dangerous Debt Accumulation stage of the Financial Life Cycle quickly \u2013 if they run a\u00a0<em>smarter<\/em>\u00a0race.<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"http:\/\/click.icptrack.com\/icp\/relay.php?r=9355173&amp;msgid=136975&amp;act=81HL&amp;c=1086502&amp;destination=https%3A%2F%2Fwww.cashflownavigator.com%2Fblog%2F%3Fp%3D308\" target=\"_blank\">Read More<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td><strong>SPOTLIGHT ON:\u00a0<\/strong>New Cashflownavigator Features!<strong>We&#8217;ve added three new 8020 Worksheet features:<\/strong><\/p>\n<div><img loading=\"lazy\" decoding=\"async\" alt=\"\" src=\"http:\/\/staticapp.icpsc.com\/icp\/loadimage.php\/mogile\/1086502\/110d58f0b6726f9c2f7c9757264eddac\/image\/png\" width=\"132\" height=\"36\" align=\"left\" \/>Look up the current value of your home while filling in your 8020 Worksheet, using our\u00a0<a href=\"http:\/\/click.icptrack.com\/icp\/relay.php?r=9355173&amp;msgid=136975&amp;act=81HL&amp;c=1086502&amp;destination=https%3A%2F%2Fwww.cashflownavigator.com%2Fworksheetcontroller%2Fworksheet\" target=\"_blank\"><strong>Zillow<\/strong><\/a>\u00a0link.<\/div>\n<div><img loading=\"lazy\" decoding=\"async\" alt=\"\" src=\"http:\/\/staticapp.icpsc.com\/icp\/loadimage.php\/mogile\/1086502\/9a6cbbfce2e8e582a5fa05899b521402\/image\/png\" width=\"132\" height=\"41\" align=\"left\" \/><\/p>\n<div>Look up the value of your vehicles while filling in your 8020 Worksheet, using our\u00a0<a href=\"http:\/\/click.icptrack.com\/icp\/relay.php?r=9355173&amp;msgid=136975&amp;act=81HL&amp;c=1086502&amp;destination=https%3A%2F%2Fwww.cashflownavigator.com%2Fworksheetcontroller%2Fworksheet\" target=\"_blank\"><strong>Edmunds<\/strong><\/a>\u00a0link.<\/div>\n<\/div>\n<div><img loading=\"lazy\" decoding=\"async\" alt=\"\" src=\"http:\/\/staticapp.icpsc.com\/icp\/loadimage.php\/mogile\/1086502\/5154edaf5f44dbde189c6d44595bc84e\/image\/png\" width=\"127\" height=\"43\" align=\"left\" \/><\/div>\n<div>View our new\u00a0<a href=\"http:\/\/click.icptrack.com\/icp\/relay.php?r=9355173&amp;msgid=136975&amp;act=81HL&amp;c=1086502&amp;destination=http%3A%2F%2Fwww.youtube.com%2Fwatch%3Fv%3Dn6InWHuvmps\" target=\"_blank\"><strong>8020 Worksheet tutorial video<\/strong><\/a>for tips on using the worksheet.<\/div>\n<p><a href=\"http:\/\/click.icptrack.com\/icp\/relay.php?r=9355173&amp;msgid=136975&amp;act=81HL&amp;c=1086502&amp;destination=https%3A%2F%2Fwww.cashflownavigator.com%2Fworksheetcontroller%2Fworksheet\" target=\"_blank\">Read More<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td><strong>CASHFLOWNAVIGATOR BLOG:\u00a0<\/strong>Unsure About Retirement Account Contributions? Consider Einstein&#8217;s Theory &#8211; Compounding Compound InterestI\u2019ve always ad<a href=\"http:\/\/click.icptrack.com\/icp\/relay.php?r=9355173&amp;msgid=136975&amp;act=81HL&amp;c=1086502&amp;destination=https%3A%2F%2Fwww.cashflownavigator.com%2Fblog%2F2012%2F03%2Fswimming-against-the-tide-of-mortgage-interest-turn-the-tide-with-prepayment-options%2F\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" alt=\"\" src=\"http:\/\/staticapp.icpsc.com\/icp\/loadimage.php\/mogile\/1086502\/8c1bcf46d79aa06447ff47858962d39a\/image\/png\" width=\"145\" height=\"109\" align=\"left\" \/><\/a>mired Albert Einstein.\u00a0 After all, he was a fairly intelligent fellow.\u00a0 In science, he changed our understanding of light and of gravity, helped prove the existence of molecules, and explained the nature of space and time.\u00a0 In politics, he was influential as a promoter of peace and freedom.\u00a0 All in all, a very strong resume\u2019. \u00a0But for our purposes, his most impressive contribution was in the field of finance.<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"http:\/\/click.icptrack.com\/icp\/relay.php?r=9355173&amp;msgid=136975&amp;act=81HL&amp;c=1086502&amp;destination=https%3A%2F%2Fwww.cashflownavigator.com%2Fblog%2F%3Fp%3D283\" target=\"_blank\">Read More<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div>\n<table width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td><strong>CASHFLOWNAVIGATOR BLOG:\u00a0<\/strong>Cash Flow is Better, But Wealth is Still Good<a href=\"http:\/\/click.icptrack.com\/icp\/relay.php?r=9355173&amp;msgid=136975&amp;act=81HL&amp;c=1086502&amp;destination=https%3A%2F%2Fwww.cashflownavigator.com%2Fblog%2Fwp-content%2Fuploads%2F2012%2F05%2F00001294.png\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" alt=\"\" src=\"http:\/\/staticapp.icpsc.com\/icp\/loadimage.php\/mogile\/1086502\/27a562eb13366052c588401a1881d0cb\/image\/png\" width=\"143\" height=\"115\" align=\"left\" \/><\/a>You might have noticed that we devote much of our time and attention to the topic of cash flow.\u00a0 It\u2019s the lead subject of our e-booklet, a key component of our measurement tool, and is regularly featured in our blog articles. We do this in large part because cash flow tends to be neglected in most personal finance plans and resources.\u00a0 Instead, the focus is usually on wealth building\u2026increasing your net worth.<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"http:\/\/click.icptrack.com\/icp\/relay.php?r=9355173&amp;msgid=136975&amp;act=81HL&amp;c=1086502&amp;destination=https%3A%2F%2Fwww.cashflownavigator.com%2Fblog%2F%3Fp%3D298\" target=\"_blank\">Read More<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td><strong>GUEST BLOG:\u00a0<\/strong><em>Is Debt Snowball the Best Way to Pay Off Debt?<\/em>By Ryan Guina at CashMoneyLife&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" alt=\"\" src=\"http:\/\/staticapp.icpsc.com\/icp\/loadimage.php\/mogile\/1086502\/2c7db57e26888d35186aa337cbc983dc\/image\/png\" width=\"150\" height=\"44\" align=\"left\" \/><\/p>\n<p>Read this useful article about Debt Reduction using the link on our Facebook page!<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"http:\/\/click.icptrack.com\/icp\/relay.php?r=9355173&amp;msgid=136975&amp;act=81HL&amp;c=1086502&amp;destination=http%3A%2F%2Fwww.facebook.com%2Fcashflownavigator\" target=\"_blank\">Read More<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<tr>\n<td>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td valign=\"top\">\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td bgcolor=\"#d3e1eb\">Check out these and other great articles on our\u00a0<a href=\"http:\/\/click.icptrack.com\/icp\/relay.php?r=9355173&amp;msgid=136975&amp;act=81HL&amp;c=1086502&amp;destination=http%3A%2F%2Fwww.facebook.com%2Fcashflownavigator\" target=\"_blank\">Faceb<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>We are looking for honest feedback! Enter our &#8220;How Are We Doing?&#8221; survey sweepstakes to win a Kindle or Amazon.com Gift Card! To be eligible to win one of our three great prizes, please make sure you \u201cLike\u201d us on Facebook and are also a registered member of Cashflownavigator. The deadline for completed surveys is [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[43],"tags":[24,92,53,25,23,91],"class_list":["post-427","post","type-post","status-publish","format-standard","hentry","category-newsletters","tag-cash-flow-2","tag-cash-flow-navigator","tag-cashflownavigator","tag-financial-independence-2","tag-financial-life-cycle-2","tag-keith-whelan"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.cashflownavigator.com\/blog\/wp-json\/wp\/v2\/posts\/427","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cashflownavigator.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cashflownavigator.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cashflownavigator.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cashflownavigator.com\/blog\/wp-json\/wp\/v2\/comments?post=427"}],"version-history":[{"count":9,"href":"https:\/\/www.cashflownavigator.com\/blog\/wp-json\/wp\/v2\/posts\/427\/revisions"}],"predecessor-version":[{"id":742,"href":"https:\/\/www.cashflownavigator.com\/blog\/wp-json\/wp\/v2\/posts\/427\/revisions\/742"}],"wp:attachment":[{"href":"https:\/\/www.cashflownavigator.com\/blog\/wp-json\/wp\/v2\/media?parent=427"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cashflownavigator.com\/blog\/wp-json\/wp\/v2\/categories?post=427"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cashflownavigator.com\/blog\/wp-json\/wp\/v2\/tags?post=427"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}